***This is not a sponsored post or a collaboration. Any collaborations or if you want to be featured on my blog. Please shoot me an email at mimitachinita@yahoo.com
How can a 30-year old achieve financial freedom?
I am always on the look out for bloggers to inspire me and help me with my personal issues. Lately, I have been sweating about my finances. Not that I am in debt or anything, I am at the point that I am paying my credit card bills, splurge reasonably, save enough and give back to the community and Church. So you’re all like rolling your eyes asking what my problem is, right? Here’s the deal, I still feel that I have been spending a lot, I do not save enough and do not give back enough. On top of that, I am not able to multiply my savings. As I have been looking for inspiration, I stumbled into this blog called frugalhoney.com
The blogger’s name is Jill. She is a government lawyer who has been writing for Kikay Exchange and Mom Exchange. Her interests in managing personal finances led to frugal honey. I have always been financially conscious but again, I have been in debt as well (damn those credit cards and the promises of MLM). Financial freedom is a long journey and even if you are doing ok at some point, you would feel that there is still something that you can improve on. I am so impressed with the financial pyramid that I saw from frugal honey, it basically articulates how I should be planning my finances. I should not try to do it all at once but once I figure it out, I can move to the next level of the pyramid.
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| From the frugalhoney.com |
The question that I asked at the beginning of the post is unfortunately will not be answered on this post; rather, this will be a goal throughout the whole blog in the succeeding posts and in the succeeding years. I have become a fan of frugalhoney upon stumbling on her blog. I enjoyed learning about FundKo. I used to lend money to people and it was tough. I was lucky enough to get paid by everyone who owed me money but it was tough lending to friends. It’s nice to know to have a conduit who will help you out and the best part is that it reaches different people and different country. I would look into this and share my experience. Jill is also 30 something and to be honest, we are quite different but we do have the same goal. I see her as an older sister that I never had. She is already married and has kids and it was comforting for me seeing how she has been managing their finances because that is something that I am afraid of--- future. As I mentioned earlier, I am good with my finances- right now- but once I get married or there will be changes in life, I am not sure how I can adjust so I am really glad to find this blog.
The website is www.frugal.honey.com. It has a lot of contents which really excites me because I know that I will learn a lot from her posts. I have been browsing on her debt management category. She also talks about net worth which is something that I have been contemplating about myself in the recent years. People are just so busy to ensure that they look good in social media without really realizing that one’s wealth is not being measured on the posts of lavish life but in one’s net worth. I don’t mean to sound judgmental or materialistic but let’s be honest, people go to so much lengths just to look good in social media.
That’s it, if you want to learn more about personal finances, you might want to check her blog. She has other categories too such as budgeting and saving, financial literacy, investing and retirement among others. I am not turning this blog as a personal finances blog but I would like to incorporate some personal management on this lifestyle blog.
***Again, to reiterate, I am not paid for this and this is not a collaboration. I will be subscribing to her website and send her an email about my post.***
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